By downloading, browsing, accessing or using the Lighthouse Spectrum Application (“Mobile Application”), you agree to be bound by these Terms and Conditions of Use. 
We reserve the right to amend these terms and conditions at any time without prior notice or consent from the users. 
2.1 Applicability of terms and conditions: The use of the Mobile Application, or any of its services, including making any Redemptions are subject to these Terms and Conditions of Use.

2.2 Scope: The Mobile Application, the Services and any Redemptions are for your non-commercial, personal use only and must not be used for any commercial or business purposes.

2.3 Prevention on use: We reserve the right to prevent, ban, or restrict the use of the Mobile Application, any of its services, or to prevent you from making any Redemptions for violations of any provision of these terms of use, for any abusive conduct, or from any other reason which cause or may cause damage to owner, developer, or any of its users.

2.4 Equipment and Networks: The provision of the Services and the Mobile Application does not include the provision of a mobile telephone or handheld device or other necessary equipment to access the Mobile Application or the Services or make any Redemptions. To use the Mobile Application or Services or to make Redemptions, you will require Internet connectivity and appropriate telecommunication links. You acknowledge that the terms of agreement with your respective mobile network provider ("Mobile Provider") will continue to apply when using the Mobile Application. This shall be separate and distinct from the terms of use of the Mobile Application, its services, or any redemptions.  As a result, any charges that you may incur in accessing the network of the Mobile Provider for connection services for the duration of the connection while accessing the Mobile Application shall be for the account of the user.

3.1 Merchant terms: You agree to (and shall) abide by the terms and conditions of this Service.

3.2 Accurate information: You warrant that all information provided on registration and contained in your Account is true, complete and accurate. Likewise, you hereby warrant that you will promptly inform us of any changes to such information by updating the information in your Account.

3.3 Prohibitions in relation to usage of Services or Mobile Application: Without limitation, you undertake not to use or permit anyone else to use the Services or Mobile Application --: 

3.3.1 to send or receive any material which is not civil or tasteful

3.3.2 to send or receive any material which is threatening, grossly offensive, of an indecent, obscene or menacing character, blasphemous or defamatory of any person, in contempt of court or in breach of confidence, copyright, rights of personality, publicity or privacy or any other third party rights;

3.3.3 to send or receive any material which is technically harmful (including computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data);

3.3.4 to cause annoyance, inconvenience or needless anxiety;

3.3.5 to intercept or attempt to intercept any communications transmitted by way of a telecommunications system;

3.3.6 for a purpose other than which we have designed them or intended them to be used;

3.3.7 for any fraudulent purpose;

3.3.8 other than in conformance with accepted Internet practices and practices of any connected networks;

3.3.9 in any way which is calculated to incite hatred against any ethnic, religious or any other minority or is otherwise calculated to adversely affect any individual, group or entity; or

3.3.10 in such a way as to, or commit any act that would or does, impose an unreasonable or disproportionately large load on our infrastructure.

3.4 Prohibitions in relation to usage of Services, Mobile Application: Without limitation, you further undertake not to or permit anyone else to:-

3.4.1 attempt to circumvent our security or network including to access data not intended for you, log into a server or account you are not expressly authorised to access, or probe the security of other networks (such as running a port scan);

3.4.2 execute any form of network monitoring which will intercept data not intended for you;

3.4.3 extract data from or hack into the Mobile Application;

3.4.4 use the Services or Mobile Application in breach of these Terms and Conditions of Use;

3.4.5 engage in any unlawful activity in connection with the use of the Mobile Application or the Services; or

3.4.6 engage in any conduct which, in our exclusive reasonable opinion, restricts or inhibits any other customer from properly using or enjoying the Mobile Application or Services.

4.1 We will endeavor to correct any known errors or omissions as soon as practicable. However, we do not guarantee that the Services or the Mobile Application will be free of faults, errors, glitches, or any other form of interruption of service. Likewise, we do not accept liability for any such faults, errors or omissions.4.2 We do not give any warranty that the Services and the Mobile Application are free from viruses or anything else which may have a harmful effect on any technology.

4.3 We reserve the right to change, modify, substitute, suspend or remove without notice any information or Services on the Mobile Application. Access to the Mobile Application and/or the Services may also be restricted to allow for repairs, maintenance or the introduction of new facilities or services. Such repairs, maintenance, or introductions of new facilities or services whall be carried out within reasonable dispatch.
4.4 We reserve the right to block access to and/or to edit or remove any material which in our reasonable opinion may give rise to a breach of these Terms and Conditions of Use.

5.1 If you use (or anyone other than you, with your permission uses) the Mobile Application, any Services in contravention of these Terms and Conditions of Use, we may suspend your use of the Services and/or Mobile Application.

5.2 If we suspend the Services or Mobile Application, we may refuse to restore the Services or Mobile Application for your use until we receive an assurance from you, in a form we deem acceptable, that there will be no further breach of the provisions of these Terms and Conditions of Use.

5.3 Without limitation to anything in Clause 8, we shall be entitled immediately or at any time (in whole or in part) to: (a) suspend the Services and/or Mobile Application; (b) suspend your use of the Services and/or Mobile Application; and/or (c) suspend the use of the Services and/or Mobile Application for persons we believe to be connected (in whatever manner) to you, if:

5.3.1 you commit any breach of these Terms and Conditions of Use;

5.3.2 we suspect, on reasonable grounds, that you have, might or will commit a breach of these Terms and Conditions of Use; or

5.3.3 we suspect, on reasonable grounds, that you may have committed or be committing any fraud against us or any person.

5.4 Our rights under Clause 8 shall not prejudice any other right or remedy we may have in respect of any breach or any rights, obligations or liabilities accrued prior to termination.

6.1 The Mobile Application, the Services, the information on the Mobile Application and use of all related facilities are provided on an "as is, as available" basis without any warranties whether express or implied.

6.2 To the fullest extent permitted by applicable law, we disclaim all representations and warranties relating to the Mobile Application and its contents, including in relation to any inaccuracies or omissions in the Mobile Application, warranties of merchantability, quality, fitness for a particular purpose, accuracy, availability, non-infringement or implied warranties from course of dealing or usage of trade.

6.3 We do not warrant that the Mobile Application will always be accessible, uninterrupted, timely, secure, error free or free from computer virus or other invasive or damaging code or that the Mobile Application will not be affected by any acts of God or other force majeure events, including inability to obtain or shortage of necessary materials, equipment facilities, power or telecommunications, lack of telecommunications equipment or facilities and failure of information technology or telecommunications equipment or facilities.

6.4 While we may use reasonable efforts to include accurate and up-to-date information on the Mobile Application, we make no warranties or representations as to its accuracy, timeliness or completeness.

6.5 We shall not be liable for any acts or omissions of any third parties howsoever caused, and for any direct, indirect, incidental, special, consequential or punitive damages, howsoever caused, resulting from or in connection with the mobile application and the services offered in the mobile application, your access to, use of or inability to use the mobile application or the services offered in the mobile application, reliance on or downloading from the mobile application and/or services, or any delays, inaccuracies in the information or in its transmission including but not limited to damages for loss of business or profits, use, data or other intangible, even if we have been advised of the possibility of such damages

6.6 We shall not be liable in contract, tort (including negligence or breach of statutory duty) or otherwise howsoever and whatever the cause thereof, for any indirect, consequential, collateral, special or incidental loss or damage suffered or incurred by you in connection with the Mobile Application and these Terms and Conditions of Use. For the purposes of these Terms and Conditions of Use, indirect or consequential loss or damage includes, without limitation, loss of revenue, profits, anticipated savings or business, loss of data or goodwill, loss of use or value of any equipment including software, claims of third parties, and all associated and incidental costs and expenses.

6.7 The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer that cannot be excluded or limited are affected.

6.8 Notwithstanding our efforts to ensure that our system is secure, you acknowledge that all electronic data transfers are potentially susceptible to interception by others. We cannot, and do not, warrant that data transfers pursuant to the Mobile Application, or electronic mail transmitted to and from us, will not be monitored or read by others.


You agree to indemnify and keep us indemnified against any claim, action, suit or proceeding brought or threatened to be brought against us which is caused by or arising out of (a) your use of the Services, (b) any other party’s use of the Services using your user ID, verification PIN and/or any identifier number, and/or (c) your breach of any of these Terms and Conditions of Use, and to pay us damages, costs and interest in connection with such claim, action, suit or proceeding.

8.1 All editorial content, information, photographs, illustrations, artwork and other graphic materials, and names, logos and trade marks on the Mobile Application are protected by copyright laws and/or other laws and/or international treaties, and belong to us and/or our suppliers, as the case may be. These works, logos, graphics, sounds or images may not be copied, reproduced, retransmitted, distributed, disseminated, sold, published, broadcasted or circulated whether in whole or in part, unless expressly permitted by us and/or our suppliers, as the case may be.

8.2 Nothing contained on the Mobile Application should be construed as granting by implication, estoppel, or otherwise, any license or right to use any trademark displayed on the Mobile Application without our written permission. Misuse of any trademarks or any other content displayed on the Mobile Application is prohibited.

8.3 We will not hesitate to take legal action against any unauthorised usage of our trademarks, name or symbols to preserve and protect its rights in the matter. All rights not expressly granted herein are reserved. Other product and company names mentioned herein may also be the trademarks of their respective owners.

9.1 We may periodically make changes to the contents of the Mobile Application, including to the descriptions and prices of goods and services advertised, at any time and without notice. We assume no liability or responsibility for any errors or omissions in the content of the Mobile Application.

9.2 We reserve the right to amend these Terms and Conditions of Use without notice. The revised Terms and Conditions of Use will be posted on the Mobile Application and shall take effect from the date of such posting. You are advised to review these terms and conditions periodically as they are binding upon you.

10.1 By accessing the Mobile Application both you agree that the laws of the Philippines, without regard to the conflicts of laws principles thereof, will apply to all matters relating to the use of the Mobile Application.

10.2 You accept and agree that any action arising from these Terms of Use shall be submitted to the exclusive jurisdiction of the courts of the Philippines, more particularly the Courts of Quezon City. 


This SERVICE is provided by Lighthouse Spectrum at no cost and is intended for use as is

This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.

If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at Lighthouse Spectrum unless otherwise defined in this Privacy Policy.

Information Collection and Use
For a better experience, while using our Service, we may require you to provide us with certain personally identifiable information. The information that we request will be retained by us and used as described in this privacy policy.

We may collect information about the devices you use to access our platform, including hardware models, operating systems, OS versions and unique device identifiers.

When you interact with our platform, we collect server logs, which may include information like device IP address, access dates and times, app features or pages viewed, app crashes and other system activity.

Lighthouse Spectrum uses the information it collects to personalize, maintain and improve its products and services, to help maintain the safety and integrity of its platform by preventing fake and fraud accounts, assist you when you contact its customer support team, and to investigate or address claims or disputes to your use of the Lighthouse Spectrum platform, or as otherwise allowed by applicable law.

Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.

The app may use third party code and libraries that use “cookies” to collect information and improve their services, such as authenticating users and remembering user preferences and settings. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service

Service Providers
Lighthouse Spectrum may share your information if it is required by applicable law, regulation, operating agreement, legal process or governmental request, and if we notify you and you consent to the sharing.

Information Retention and Deletion
Lighthouse Spectrum retains your information while your account remains active, unless you ask us to delete your information or your account.

Subject to the exceptions described below, Lighthouse Spectrum deletes your information upon request. Subject to applicable law, Lighthouse Spectrum may retain information after account deletion:

If there is an unresolved issue relating to your account, such as unresolved claim or dispute;
If Lighthouse Spectrum is required to by applicable law;
Lighthouse Spectrum may also retain certain information if necessary for its legitimate business interests, such as fraud prevention and enhancing user’s safety and security.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted on this page.

Contact Us
If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at  app@lighthousespectrum.com